TRAXION - Frictionless with the Banks
INTRODUCTION
In a world of digital transformation, we see great changes happen in how we share information and communicate. There are attempts to digitize many aspects of our daily lives, especially in the world of payments, peer-to-peer lending, remittance, and philanthropy.
In the recent past, blockchain technology has gained its popularity because of the hype on cryptocurrencies. Such hype has swayed a lot of startups to launch their own cryptocurrencies even without compelling fundamentals. This trend has emerged because new participants have been nimbler in adopting emerging technologies compared to incumbents who are hampered by legacy systems. However, this competitive advantage that new players enjoy is likely to be a short-lived one as no economy of scale is put into thought.
The vision of TraXion is different; we are focused on building an ecosystem where businesses will be very friendly for the common good. Imagine a world where for profit businesses meets non-profit organizations into one whole crypto economy mutually benefitting borderless and frictionless financial transactions.
We believe that digital means distributed, hence TraXion, a brainchild of its parent company, Pluma Technologies Ltd., will issue digital tokens on the distributed blockchain as an initial coin offering (ICO) to allow supporters to contribute to the development of a purely digital ecosystem. The aim of the ICO is not to test a speculative idea, but to provide the capital to enable TraXion as a product to expand its existing services to provide more advanced solutions to existing payment gateways, remittance centers, and fundraising platforms. We encourage supporters to try TraXion’s services before participating in the ICO enumerated in the next pages of this whitepaper.
EXECUTIVE SUMMARY
TraXion aims to be a better bank in a blockchain-driven environment, enabling its community to load, send, save, spend, lend, borrow, and more using a secure, simplified yet compliant application. It is an environment where for-profit meets non-profit sectors and develops a synergy towards corruption-free social impact activities.
There are start-ups trying to focus on a niche and would not take advantage of economies of scale, which is one of the main advantages enjoyed by traditional financial institutions that may not be as technologically advanced. TraXion plans to offer traditional financial products in a blockchain-driven environment, eventually becoming the crypto-economy for payments, peer-to-peer lending, remittances, savings, insurance, investments, and philanthropy.
TraXion has launched several products and services to prepare itself for this exciting event of involving the crowd in its mission. TraXion plans to have significant infrastructure in place prior to the initial coin offering (ICO). To date, TraXion has built four (4) of the six elements in the proposed economies of scale:
Payment Platform, Wallet, Personal Finance Platform and Fundraising Platform. These four platforms will soon be on TraxionChain – connecting people to effectively transact payments, lower the cost of peer-to-peer lending and remittance, transparently account for philanthropic activities of non-profit organizations and enable insurance and investments processed more efficiently using smart contracts.
TraXion is building a crypto-economy to last, therefore, the focus will be on the scale, elimination of middlemen, and decentralizing legacy systems. To achieve these goals, TraXion will offer white-label platforms across the globe and connect them in a distributed, permissioned and secured blockchain. It will be used by banks, operators and agencies in key jurisdictions to process in different fiat currencies and facilitate crossborder transactions without the need for counterparties while also enabling all players donate to causes this blockchain trusts.
TraXion aims to fill the gap between the existing financial system and emerging non-user-friendly technologies by presenting a secure and simple way to use payments and banking architecture that aims to lower financial inclusion barriers and provide financial services to the banked and unbanked. Through the planned integration with MasterCard Service Provider, we will build the wallet that enables our user to store or transfer money to any card in the world. The sender and the receiver transact in the local currency and needs no awareness of cryptocurrencies or blockchain technology behind.
To achieve these objectives, an initial coin offering (ICO) will be conducted. The offering will be virtual currency tokens known as a TraXion Token or TXN. Funds raised will be utilized by the TraXion team for further developments of the platform, scaling the business, and added benefits in the projects to come to provide utmost value to all of its participants in the system. A portion of the profits will go as grants to chosen charities in the blockchain that are performing well through scoring and donor votes.
OUR VISION
Send & Receive Payments Seamlessly
Payment gateway providers have not yet crossed that barrier of gruesome integration using very complex codes and procedures. With TraXionPay, using simplified merchant onboarding, any small business owners can receive payments even when customers don’t have bank accounts. Mobile payments through QR codes will be utilized to access users’ HyperTraXion wallet and transact efficiently and quickly.
Merchants accepting payments online oftentimes experience fraud and interrupted flow of capital. With the platform’s proprietary know-your-customer (KYC) solution, TraXion will help the businesses on the system to avoid risks of encountering fraudulent transactions and customers, while benefitting from payments financing.
Ultimately, TraXion will provide a white-label platform that integrates multiple payment options on a blockchain with a built-in KYC for onboarding of merchants and be used by any chain of merchants and its subsidiaries.
Moving Towards Ending Poverty
Digitization in a decentralized system will invoke vast networks and produce a series of records of all transactions every second that are tamper-free. As such, TraXion restricts corruption and will help solve poverty as the field levels and all people can have equal access to all financial services and benefits.
Blockchain is truly shaping up to be the technology that could be the vehicle for social change. However, it’s still a bit of a reach to claim that blockchain will be the end of poverty. Besides, poverty is a multifaceted problem that needs a holistic solution. What’s exciting about TraXion is that it can influence several of the factors causing poverty.
Theoretically at least, an affordable, fast, and transparent means of transacting holds much promise to benefit the poor. The technology has also developed significantly beyond the payments advantage. The introduction of smart contracts has made TraXion platforms more comprehensive and versatile to deliver financial services and aid monitoring.
Transparency of Aid
TraXion envisions truthfulness, accountability, and transparency during depression in any community. Aid from individuals and corporations should not be put to waste or worse, to a corrupted system of either government or non-governmental organizations tasked to distribute it.
The possibilities for cryptocurrencies and blockchain for good are unlimited. Philanthropies will benefit from automated “smart contracts” with their grant recipients, which only receive funds when grant conditions are met. Blockchain provides foundations and social impact investors with more robust and transparent impact tracking and measurement systems. Foundations could even issue their own digital currencies or operate charityspecific cryptocurrency exchanges.
TraXion aims to put trust back to the community to be able to give more and help more people around the world. A better world for the future generation using the power of blockchain technology.
ROADMAP
As geared towards being the complete bank in a distributed network, TraXion aims to develop features that would be beneficial for all financial needs and services the users of the platform will be looking for. To make this happen, 35% of the total fund allocation (detailed in the latter portion of this whitepaper) will be consumed for platform development, which involves further improvements of the token utility.
Formation of Blockchain Dev Hub (early 2017)
Alongside creating a distributed banking solution, TraXion established TraXionHub.com – Manila’s hub for developing blockchain solutions on Hyperledger Fabric for financial institutions. This will serve as a source of revenue for the company and simultaneously will fuel the growth of blockchain applications in the Philippines, targeting different areas for financial technology innovation. It will help more people in the Philippines live more financially-inclusive lives, and soon the world.
Launch of Payment Platform (mid 2017)
To enable a digitally-enabled payment system, TraXionPay.com was built, which purpose is to support payment unification for merchants and businesses. All payment gateways – both offline and online – are consolidated seamlessly in one platform through TraXion’s proprietary wallet solution. This accounts for flexible integration of the channels, advanced fraud protection for utmost security, recurring billing for convenient payment, and mobile optimization.
These capabilities are reinforced through our payment partners’ unique and valuable platforms for building a digital transacting network. These partners include Coins.ph, Paynamics, PayMaya, and dragonpay.
Launch of Fundraising Platform (mid 2017)
Gavagives.com is the Philippines’ leading crowdfunding platform for social good. It is an end-to-end fundraising platform that provides a convenient and swift way for donors to help and support charitable and social causes, and creates a complete tool for non-profit organizations, NGOs, and foundations to raise funds and better manage their donors and donations coherently. There are over 20 payment options available for donors of all kinds and walks of life to deliver aid, and an automated management dashboard and analytics accessible for fundraisers’ use.
Initial Coin Offering (May 2018)
TraXion’s Initial Coin Offering will launch 250,000,000 TraXion Tokens (TXN) available for sale. The token sale is divided into three parts: Private or Seed, Pre-Sale, and Crowd Sale, all of which have various bonus
tiers prices, and target amount to raise in US Dollars. The funds that wilF1l be raised in the entire token sale will be allocated to different key areas for the development of the platform, and to grow the business to grant the value TraXion promises for its users and clients. (see Initial Coin Offering section below to learn more)
TraXion Wallet Capability (Q2 2018)
At this stage, TraXion Wallet expands its utility beyond payments to support fund transfers using disbursement gateway and peer-to-peer transfers to prepare for full remittance solution. This will enable the users to remit to anyone in the world at zero cost and donate to any non-profit organization through Gavagives.com with full transparency of aid from sender to beneficiary or end recipient of donations.
SMARTER Fundraising (Q3 2018)
The existing platform in TraXion system will be enhanced to apply smart contracts that will measure the performance of non-profit organizations automatedly through giving score and blockchain analytics. By means of these scores, users on the blockchain will be informed of the best-performing organizations, which will build trust among the donors. On the other hand, the organizations will be able to build their credibility for bigger fundraising and more successful charitable campaigns moving forward.
Crypto Trading on Wallet (end of 2018)
Aside from payment, remittance, and donation capabilities, TraXion wallet will launch a crypto trading facility supporting major cryptocurrencies which include ERC20, Ripple, NEM, and many more. At this stage, TraXion has completed all the licenses to make this feature possible in the system.
Whitelabel Remittance Portal (early 2019)
Hyperledger establishes TraXion as a system where all financial products, transactions, and services are available in the platform’s wallet. With the wallet’s absolute capacity, a whitelabel, enterprise-grade, remittance solution will be offered to existing agencies and brokers to equip both consumers and businesses in the given space. Transactions will be faster, cheaper, and more secured.
Peer-to-Peer Lending (late 2019)
Wallet users will be able to lend to other users using TraXion KYC, Credit Score, and Microfinance Solution. When such a feature is allowed, even the unbanked will have the facility to gain resources to build enterprises, avail insurances, gain assets, and so much more.
TEAM
Ann Cuisia-Lindayag (CEO) with 20+ years of information technology experience, she has led several women startup founders. Prior to entrepreneurship, she has advanced in the corporate scene of banking and finance and have spent good number of years in payments and donations. She has been a pioneer in the Philippines for helping non-profit organization achieve its digital transformation and online giving facilities. She is passionate about social impact and is now leading the whole TraXion direction on blockchain for the common good.
Tamer Maher (COO) possesses 20+ years of experience in the software field, ranging from working as a software developer, project manager, product manager, scrum master, Chief Technology Officer, and VP Of Finance and Operations. Tamer has worked on consulting in different industries on different scales and helped numerous companies and entrepreneurs turn their business ideas into successful working companies. He also has global experience working with companies in US, Europe, and MENA region. In addition, he is PMP certified and holds an MBA.
Fernando Contreras Jr. (CTO) Fernando Contreras Jr. is a serial entrepreneur with over 30 years of experience in electronics and open source technology. He founded IPhil Communications, one of the first Internet service providers in the Philippines, and several companies including Imperium Group of Companies. He was a founding member of and held top positions in various trade and industry groups on Internet services and open source related technologies, was recognized by both local and international press on his work and achievements, and was part of the Top 10 Most Influential Filipinos on the Internet.
Roberto Calida (CFO) has been in the banking and financial industry for over thirty years. Roberto is a Management Consultant and also a Certified Public Accountant. He has deep knowledge about the processes and techniques of financial intermediation, securities trading, and the dynamics of making and getting investments. He is the CEO of Doulos Subic Inc., a consulting company specializing in financial services and project development assistance. He also has been the CFO for Subic Bay Marine Exploratorium Inc. (SBMEI) back in the years 2007 to 2010
Miguel Pilar (Head of Business Development) is the President and CEO of Pilar Corp, an IT consultancy and Real Estate holding firm. Entrepreneur, Stock, Forex, and crypto trader, a resource speaker in the cryptocurrency space since 2015 in North America and Asia. Miguel is a very driven business developer and is in charged to create waves of enthusiasts for TraXion group.
Alvin Veroy (Head of Blockchain and Infrastructure) has over 20 years of IT and engineering products focused on IOT. Co-founded several start-ups specialized in biomechanics Holds several products prototypes based on Arduino, OpenCV and other machine learning libraries. Regular attendee of BSides Las Vegas and DEFCON and founded a group called Lonelyhackers in Southern California. He is in charge of TraXion’s infrastructure and data privacy. He has come home from the US to be full time with TraXion.
Jojy Azurin (Head of Business Strategies) Jojy actively promotes entrepreneurship in the region as an adept mentor, and notable speaker in technology and business events. He already made two exit from his previous tech startups. He is also the Manila co-director Founder Institute, the world's biggest incubator for startups. He is in charge of TraXion’s strategic partnerships and white-label opportunities.
Jason Dela Rosa (Head of DevOps) has over 18 years of development and management experience in the Tech, eCommerce, eLearning and Business. One of the founders of MyCareBuddy, a prepaid telemedicine and telehealth service. He is currently also working on ventures and innovations in the Travel and Human transport industry, Logistics, eCommerce communities, Digital Entertainment and Streaming Platforms (Bayaniradio.ph). He finished BS Management Information Systems at the Ateneo De Manila University
Raymonde Sawal (Marketing Head In Charge of UK) is a multilingual, halfFrench and half-German professional. She is highly accomplished in business development in the European Markets for over twenty years. With her management consultancy in sales, she specializes in products needing explanation and critical target groups for B2B. She has also authored different books for sale acquisition. In her blogs, she pictures out the way of life in the future. And for her, TraXion will be part of it in making the world better.
Jon Margalit (Biz Dev, North American Region) dedicated his career in building profitable businesses, innovating sales processes, and increasing lead conversion to multiply revenue. Holds Bachelor of Arts in Business Management from San Diego State University in addition to a Hubspot Inbound Marketing Certification and a Salesforce University Certification. He earned 1st Place in CyberTECH’s Pitchfest in 2015. Exited 3 startups.
Iurii Znak (Marketing & Investment Consultant) is a founder of Respect Studio, a digital marketing agency that elaborates effective digital strategy and helps businesses attract B2B customers. He has more than 6 years of experience in investments attraction starting from governmental industry as a senior specialist in attracting investments, to the ICO projects where he helps to engage investors in the campaign.
Jourdan Sebastian (Market Influencer) is a movie director and humanitarian activist. He has done pioneering work in the field of crowdfunding and disaster response spearheading initiatives like Operation Airdrop that led helicopter and airplane aid and relief delivery during super typhoon Haiyan. An advocate for the Common Good and an evangelist of financial inclusion which TraXion is what for.
Michael Samonte (Lead JS Developer) is a Full-Stack Web, Mobile, and Ðapp (Blockchain) developer. He has been a developer for 5 years with experience in web development ranging from multiple international and local websites, websites for Gava Gives, Globe, Unilab, and Century Pacific, and created mobile applications and games for Phoenix Petroleum, B'lue, and Vigan City.
Christopher Asinas (Community Manager) is currently the Junior Account Executive of Gava Gives, the Philippines’ leading crowdfunding platform for social good. He co-founded Chief Entrepreneurs’ Organization of Mapua University to foster the startup culture in the campus and establish an incubation program for budding Mapuan-led startups in the future. He also served as a Student Ambassador of TechShake and is a thought leader with the goal of inspiring the next generations to create and innovate.
For More Information :
WEBSITE
WHITEPAPER
TELEGRAM
FACEBOOK
TWITTER
YOUTUBE
Author Bitcointalk Profile : Tirta1
In a world of digital transformation, we see great changes happen in how we share information and communicate. There are attempts to digitize many aspects of our daily lives, especially in the world of payments, peer-to-peer lending, remittance, and philanthropy.
In the recent past, blockchain technology has gained its popularity because of the hype on cryptocurrencies. Such hype has swayed a lot of startups to launch their own cryptocurrencies even without compelling fundamentals. This trend has emerged because new participants have been nimbler in adopting emerging technologies compared to incumbents who are hampered by legacy systems. However, this competitive advantage that new players enjoy is likely to be a short-lived one as no economy of scale is put into thought.
The vision of TraXion is different; we are focused on building an ecosystem where businesses will be very friendly for the common good. Imagine a world where for profit businesses meets non-profit organizations into one whole crypto economy mutually benefitting borderless and frictionless financial transactions.
We believe that digital means distributed, hence TraXion, a brainchild of its parent company, Pluma Technologies Ltd., will issue digital tokens on the distributed blockchain as an initial coin offering (ICO) to allow supporters to contribute to the development of a purely digital ecosystem. The aim of the ICO is not to test a speculative idea, but to provide the capital to enable TraXion as a product to expand its existing services to provide more advanced solutions to existing payment gateways, remittance centers, and fundraising platforms. We encourage supporters to try TraXion’s services before participating in the ICO enumerated in the next pages of this whitepaper.
EXECUTIVE SUMMARY
TraXion aims to be a better bank in a blockchain-driven environment, enabling its community to load, send, save, spend, lend, borrow, and more using a secure, simplified yet compliant application. It is an environment where for-profit meets non-profit sectors and develops a synergy towards corruption-free social impact activities.
There are start-ups trying to focus on a niche and would not take advantage of economies of scale, which is one of the main advantages enjoyed by traditional financial institutions that may not be as technologically advanced. TraXion plans to offer traditional financial products in a blockchain-driven environment, eventually becoming the crypto-economy for payments, peer-to-peer lending, remittances, savings, insurance, investments, and philanthropy.
TraXion has launched several products and services to prepare itself for this exciting event of involving the crowd in its mission. TraXion plans to have significant infrastructure in place prior to the initial coin offering (ICO). To date, TraXion has built four (4) of the six elements in the proposed economies of scale:
Payment Platform, Wallet, Personal Finance Platform and Fundraising Platform. These four platforms will soon be on TraxionChain – connecting people to effectively transact payments, lower the cost of peer-to-peer lending and remittance, transparently account for philanthropic activities of non-profit organizations and enable insurance and investments processed more efficiently using smart contracts.
TraXion is building a crypto-economy to last, therefore, the focus will be on the scale, elimination of middlemen, and decentralizing legacy systems. To achieve these goals, TraXion will offer white-label platforms across the globe and connect them in a distributed, permissioned and secured blockchain. It will be used by banks, operators and agencies in key jurisdictions to process in different fiat currencies and facilitate crossborder transactions without the need for counterparties while also enabling all players donate to causes this blockchain trusts.
TraXion aims to fill the gap between the existing financial system and emerging non-user-friendly technologies by presenting a secure and simple way to use payments and banking architecture that aims to lower financial inclusion barriers and provide financial services to the banked and unbanked. Through the planned integration with MasterCard Service Provider, we will build the wallet that enables our user to store or transfer money to any card in the world. The sender and the receiver transact in the local currency and needs no awareness of cryptocurrencies or blockchain technology behind.
To achieve these objectives, an initial coin offering (ICO) will be conducted. The offering will be virtual currency tokens known as a TraXion Token or TXN. Funds raised will be utilized by the TraXion team for further developments of the platform, scaling the business, and added benefits in the projects to come to provide utmost value to all of its participants in the system. A portion of the profits will go as grants to chosen charities in the blockchain that are performing well through scoring and donor votes.
OUR VISION
Send & Receive Payments Seamlessly
Payment gateway providers have not yet crossed that barrier of gruesome integration using very complex codes and procedures. With TraXionPay, using simplified merchant onboarding, any small business owners can receive payments even when customers don’t have bank accounts. Mobile payments through QR codes will be utilized to access users’ HyperTraXion wallet and transact efficiently and quickly.
Merchants accepting payments online oftentimes experience fraud and interrupted flow of capital. With the platform’s proprietary know-your-customer (KYC) solution, TraXion will help the businesses on the system to avoid risks of encountering fraudulent transactions and customers, while benefitting from payments financing.
Ultimately, TraXion will provide a white-label platform that integrates multiple payment options on a blockchain with a built-in KYC for onboarding of merchants and be used by any chain of merchants and its subsidiaries.
Moving Towards Ending Poverty
Digitization in a decentralized system will invoke vast networks and produce a series of records of all transactions every second that are tamper-free. As such, TraXion restricts corruption and will help solve poverty as the field levels and all people can have equal access to all financial services and benefits.
Blockchain is truly shaping up to be the technology that could be the vehicle for social change. However, it’s still a bit of a reach to claim that blockchain will be the end of poverty. Besides, poverty is a multifaceted problem that needs a holistic solution. What’s exciting about TraXion is that it can influence several of the factors causing poverty.
Theoretically at least, an affordable, fast, and transparent means of transacting holds much promise to benefit the poor. The technology has also developed significantly beyond the payments advantage. The introduction of smart contracts has made TraXion platforms more comprehensive and versatile to deliver financial services and aid monitoring.
Transparency of Aid
TraXion envisions truthfulness, accountability, and transparency during depression in any community. Aid from individuals and corporations should not be put to waste or worse, to a corrupted system of either government or non-governmental organizations tasked to distribute it.
The possibilities for cryptocurrencies and blockchain for good are unlimited. Philanthropies will benefit from automated “smart contracts” with their grant recipients, which only receive funds when grant conditions are met. Blockchain provides foundations and social impact investors with more robust and transparent impact tracking and measurement systems. Foundations could even issue their own digital currencies or operate charityspecific cryptocurrency exchanges.
TraXion aims to put trust back to the community to be able to give more and help more people around the world. A better world for the future generation using the power of blockchain technology.
ROADMAP
As geared towards being the complete bank in a distributed network, TraXion aims to develop features that would be beneficial for all financial needs and services the users of the platform will be looking for. To make this happen, 35% of the total fund allocation (detailed in the latter portion of this whitepaper) will be consumed for platform development, which involves further improvements of the token utility.
Formation of Blockchain Dev Hub (early 2017)
Alongside creating a distributed banking solution, TraXion established TraXionHub.com – Manila’s hub for developing blockchain solutions on Hyperledger Fabric for financial institutions. This will serve as a source of revenue for the company and simultaneously will fuel the growth of blockchain applications in the Philippines, targeting different areas for financial technology innovation. It will help more people in the Philippines live more financially-inclusive lives, and soon the world.
Launch of Payment Platform (mid 2017)
To enable a digitally-enabled payment system, TraXionPay.com was built, which purpose is to support payment unification for merchants and businesses. All payment gateways – both offline and online – are consolidated seamlessly in one platform through TraXion’s proprietary wallet solution. This accounts for flexible integration of the channels, advanced fraud protection for utmost security, recurring billing for convenient payment, and mobile optimization.
These capabilities are reinforced through our payment partners’ unique and valuable platforms for building a digital transacting network. These partners include Coins.ph, Paynamics, PayMaya, and dragonpay.
Launch of Fundraising Platform (mid 2017)
Gavagives.com is the Philippines’ leading crowdfunding platform for social good. It is an end-to-end fundraising platform that provides a convenient and swift way for donors to help and support charitable and social causes, and creates a complete tool for non-profit organizations, NGOs, and foundations to raise funds and better manage their donors and donations coherently. There are over 20 payment options available for donors of all kinds and walks of life to deliver aid, and an automated management dashboard and analytics accessible for fundraisers’ use.
Initial Coin Offering (May 2018)
TraXion’s Initial Coin Offering will launch 250,000,000 TraXion Tokens (TXN) available for sale. The token sale is divided into three parts: Private or Seed, Pre-Sale, and Crowd Sale, all of which have various bonus
tiers prices, and target amount to raise in US Dollars. The funds that wilF1l be raised in the entire token sale will be allocated to different key areas for the development of the platform, and to grow the business to grant the value TraXion promises for its users and clients. (see Initial Coin Offering section below to learn more)
TraXion Wallet Capability (Q2 2018)
At this stage, TraXion Wallet expands its utility beyond payments to support fund transfers using disbursement gateway and peer-to-peer transfers to prepare for full remittance solution. This will enable the users to remit to anyone in the world at zero cost and donate to any non-profit organization through Gavagives.com with full transparency of aid from sender to beneficiary or end recipient of donations.
SMARTER Fundraising (Q3 2018)
The existing platform in TraXion system will be enhanced to apply smart contracts that will measure the performance of non-profit organizations automatedly through giving score and blockchain analytics. By means of these scores, users on the blockchain will be informed of the best-performing organizations, which will build trust among the donors. On the other hand, the organizations will be able to build their credibility for bigger fundraising and more successful charitable campaigns moving forward.
Crypto Trading on Wallet (end of 2018)
Aside from payment, remittance, and donation capabilities, TraXion wallet will launch a crypto trading facility supporting major cryptocurrencies which include ERC20, Ripple, NEM, and many more. At this stage, TraXion has completed all the licenses to make this feature possible in the system.
Whitelabel Remittance Portal (early 2019)
Hyperledger establishes TraXion as a system where all financial products, transactions, and services are available in the platform’s wallet. With the wallet’s absolute capacity, a whitelabel, enterprise-grade, remittance solution will be offered to existing agencies and brokers to equip both consumers and businesses in the given space. Transactions will be faster, cheaper, and more secured.
Peer-to-Peer Lending (late 2019)
Wallet users will be able to lend to other users using TraXion KYC, Credit Score, and Microfinance Solution. When such a feature is allowed, even the unbanked will have the facility to gain resources to build enterprises, avail insurances, gain assets, and so much more.
TEAM
Ann Cuisia-Lindayag (CEO) with 20+ years of information technology experience, she has led several women startup founders. Prior to entrepreneurship, she has advanced in the corporate scene of banking and finance and have spent good number of years in payments and donations. She has been a pioneer in the Philippines for helping non-profit organization achieve its digital transformation and online giving facilities. She is passionate about social impact and is now leading the whole TraXion direction on blockchain for the common good.
Tamer Maher (COO) possesses 20+ years of experience in the software field, ranging from working as a software developer, project manager, product manager, scrum master, Chief Technology Officer, and VP Of Finance and Operations. Tamer has worked on consulting in different industries on different scales and helped numerous companies and entrepreneurs turn their business ideas into successful working companies. He also has global experience working with companies in US, Europe, and MENA region. In addition, he is PMP certified and holds an MBA.
Fernando Contreras Jr. (CTO) Fernando Contreras Jr. is a serial entrepreneur with over 30 years of experience in electronics and open source technology. He founded IPhil Communications, one of the first Internet service providers in the Philippines, and several companies including Imperium Group of Companies. He was a founding member of and held top positions in various trade and industry groups on Internet services and open source related technologies, was recognized by both local and international press on his work and achievements, and was part of the Top 10 Most Influential Filipinos on the Internet.
Roberto Calida (CFO) has been in the banking and financial industry for over thirty years. Roberto is a Management Consultant and also a Certified Public Accountant. He has deep knowledge about the processes and techniques of financial intermediation, securities trading, and the dynamics of making and getting investments. He is the CEO of Doulos Subic Inc., a consulting company specializing in financial services and project development assistance. He also has been the CFO for Subic Bay Marine Exploratorium Inc. (SBMEI) back in the years 2007 to 2010
Miguel Pilar (Head of Business Development) is the President and CEO of Pilar Corp, an IT consultancy and Real Estate holding firm. Entrepreneur, Stock, Forex, and crypto trader, a resource speaker in the cryptocurrency space since 2015 in North America and Asia. Miguel is a very driven business developer and is in charged to create waves of enthusiasts for TraXion group.
Alvin Veroy (Head of Blockchain and Infrastructure) has over 20 years of IT and engineering products focused on IOT. Co-founded several start-ups specialized in biomechanics Holds several products prototypes based on Arduino, OpenCV and other machine learning libraries. Regular attendee of BSides Las Vegas and DEFCON and founded a group called Lonelyhackers in Southern California. He is in charge of TraXion’s infrastructure and data privacy. He has come home from the US to be full time with TraXion.
Jojy Azurin (Head of Business Strategies) Jojy actively promotes entrepreneurship in the region as an adept mentor, and notable speaker in technology and business events. He already made two exit from his previous tech startups. He is also the Manila co-director Founder Institute, the world's biggest incubator for startups. He is in charge of TraXion’s strategic partnerships and white-label opportunities.
Jason Dela Rosa (Head of DevOps) has over 18 years of development and management experience in the Tech, eCommerce, eLearning and Business. One of the founders of MyCareBuddy, a prepaid telemedicine and telehealth service. He is currently also working on ventures and innovations in the Travel and Human transport industry, Logistics, eCommerce communities, Digital Entertainment and Streaming Platforms (Bayaniradio.ph). He finished BS Management Information Systems at the Ateneo De Manila University
Raymonde Sawal (Marketing Head In Charge of UK) is a multilingual, halfFrench and half-German professional. She is highly accomplished in business development in the European Markets for over twenty years. With her management consultancy in sales, she specializes in products needing explanation and critical target groups for B2B. She has also authored different books for sale acquisition. In her blogs, she pictures out the way of life in the future. And for her, TraXion will be part of it in making the world better.
Jon Margalit (Biz Dev, North American Region) dedicated his career in building profitable businesses, innovating sales processes, and increasing lead conversion to multiply revenue. Holds Bachelor of Arts in Business Management from San Diego State University in addition to a Hubspot Inbound Marketing Certification and a Salesforce University Certification. He earned 1st Place in CyberTECH’s Pitchfest in 2015. Exited 3 startups.
Iurii Znak (Marketing & Investment Consultant) is a founder of Respect Studio, a digital marketing agency that elaborates effective digital strategy and helps businesses attract B2B customers. He has more than 6 years of experience in investments attraction starting from governmental industry as a senior specialist in attracting investments, to the ICO projects where he helps to engage investors in the campaign.
Jourdan Sebastian (Market Influencer) is a movie director and humanitarian activist. He has done pioneering work in the field of crowdfunding and disaster response spearheading initiatives like Operation Airdrop that led helicopter and airplane aid and relief delivery during super typhoon Haiyan. An advocate for the Common Good and an evangelist of financial inclusion which TraXion is what for.
Michael Samonte (Lead JS Developer) is a Full-Stack Web, Mobile, and Ðapp (Blockchain) developer. He has been a developer for 5 years with experience in web development ranging from multiple international and local websites, websites for Gava Gives, Globe, Unilab, and Century Pacific, and created mobile applications and games for Phoenix Petroleum, B'lue, and Vigan City.
Christopher Asinas (Community Manager) is currently the Junior Account Executive of Gava Gives, the Philippines’ leading crowdfunding platform for social good. He co-founded Chief Entrepreneurs’ Organization of Mapua University to foster the startup culture in the campus and establish an incubation program for budding Mapuan-led startups in the future. He also served as a Student Ambassador of TechShake and is a thought leader with the goal of inspiring the next generations to create and innovate.
For More Information :
WEBSITE
WHITEPAPER
TELEGRAM
YOUTUBE
Author Bitcointalk Profile : Tirta1
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